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With Bernie Madoff still headlining newspapers across America, people are watching out for Pyramid Scams than ever before. Whereas it’s good people are being more cautious, you don’t want to lose out on a legitimate chance to earn extra income through a completely legal marketing plan like MonkeyJar.

Identifying the difference between an illegal Pyramid Scheme and a legal MLM is actually easy. To be a scam, there needs to be an upfront investment, and there are no goods actually sold. In a Pyramid Scheme, investors are paid dividends only when new investors buy in. If no new investors buy into the fund, then the fund collapses since it had no real worth and everyone involved loses money.

MonkeyJar is totally different. First, it does not require any payments ever. Users never pay anything out of pocket to MonkeyJar. Second there are products involved. Since MonkeyJar is just a gateway to retail stores, all of the business is conducted as normal between the seller and the buyer. Third, although MonkeyJar users benefit from building a network, it is not necessary to profit from the site. Users can simply use the site as a personal shopping mall and earn cash back for all of their purchases.

Further reading is available at MonkeyJar’ Guide to Multi-Level Marketing.